Under the arrangement, MTN Group will inject ₦152.06 billion ($110.54 million) in exchange for a 60% stake in fintech subsidiaries MoMo Payment Service Bank Limited and Y'ello Digital Financial Services Limited, with MTN Nigeria retaining 40%. Both parties will consolidate interests under a new Central Bank of Nigeria-regulated holding company. KPMG valued the fintech businesses at ₦95.5 billion ($69.43 million) on a debt- and cash-free basis. If approved, completion is targeted by end of 2026. The separation is expected to improve MTN Nigeria's reported earnings by removing loss-making fintech operations from consolidated results.